Australia’s Best Term Deposit Rates Compared

Big 4 Banks vs Leading Institutions • Rates updated April 2026 • FCS Protected

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Current Top Term Deposit Rates (April 2026)

Provider 6 Months 12 Months 2 Years 3 Years 5 Years Min Deposit
Heartland Bank7.10%7.30%7.40%7.40%7.00%$10,000
Great Southern Bank7.05%7.25%7.35%7.40%7.60%$1,000
Unity Bank7.10%7.20%7.20%7.15%7.10%$1,000
Judo Bank6.95%7.35%7.30%7.25%7.15%$5,000
NAB5.30%6.80%7.00%6.55%5.95%$5,000
ANZ5.30%7.00%6.85%6.60%6.00%$5,000
CBA5.25%6.90%6.95%6.55%5.95%$5,000
Westpac5.10%5.95%5.50%4.90%4.90%$5,000

Call 03 4328 3283 now for the latest personalised rates and to lock in today’s best offer.

This website provides general information only and does not take into account your personal financial objectives, situation or needs. You should consider the appropriateness of any information on this site having regard to your own circumstances before making any decision. Rates are indicative and subject to change without notice. All deposits are protected under the Financial Claims Scheme up to $250,000 per ADI.

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